/* ===== RESET & BASE ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --c-primary:#342a92;
  --c-primary-light:#4c3fd6;
  --c-accent:#ffb400;
  --c-accent-dark:#ff8a00;
  --c-bg:#fff8e8;
  --c-white:#ffffff;
  --c-text:#1e1b4f;
  --c-text-light:#5f5a8a;
  --c-border:#e8ddc2;
  --c-success:#22c55e;
  --c-error:#ef4444;
  --c-card:#fffdf8;
  --shadow-sm:0 2px 6px rgba(20,28,30,.08);
  --shadow-md:0 10px 26px rgba(20,28,30,.12);
  --shadow-lg:0 20px 44px rgba(20,28,30,.18);
  --radius:12px;
  --radius-lg:18px;
  --font-main:'Lucida Sans','Trebuchet MS','Verdana',sans-serif;
  --font-display:'Georgia','Times New Roman',serif;
  --max-w:1200px;
  --header-h:72px;
  --transition:0.3s ease;
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:0.01ms!important;transition-duration:0.01ms!important;scroll-behavior:auto!important}
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font-main);color:var(--c-text);background:radial-gradient(circle at 8% 8%, rgba(255,180,0,.22), transparent 24%),radial-gradient(circle at 88% 10%, rgba(76,63,214,.2), transparent 30%),radial-gradient(circle at 50% 95%, rgba(255,138,0,.14), transparent 28%),var(--c-bg);line-height:1.7;-webkit-font-smoothing:antialiased}
body::before{
  content:'';
  position:fixed;
  inset:0;
  pointer-events:none;
  z-index:0;
  background:
    radial-gradient(circle at 12% 24%, rgba(255,180,0,.18) 0 4px, transparent 5px),
    radial-gradient(circle at 70% 20%, rgba(255,255,255,.18) 0 3px, transparent 4px),
    radial-gradient(circle at 84% 56%, rgba(255,138,0,.16) 0 4px, transparent 5px),
    radial-gradient(circle at 25% 76%, rgba(76,63,214,.15) 0 4px, transparent 5px);
  animation:confettiDrift 18s linear infinite;
}
@keyframes confettiDrift{
  0%{transform:translateY(0)}
  100%{transform:translateY(14px)}
}
a{color:var(--c-primary-light);text-decoration:none;transition:color var(--transition)}
a:hover{color:var(--c-accent)}
img{max-width:100%;height:auto;display:block}
ul,ol{list-style:none}
h1,h2,h3,h4{color:var(--c-primary);line-height:1.3}
h1,h2,h3{font-family:var(--font-display);letter-spacing:.01em;text-wrap:balance}
h1{font-size:2.25rem;font-weight:700}
h2{font-size:1.75rem;font-weight:700}
h3{font-size:1.35rem;font-weight:600}
h4{font-size:1.1rem;font-weight:600}
p{margin-bottom:1rem;color:var(--c-text-light);font-size:1.01rem;text-wrap:pretty}

/* ===== LAYOUT ===== */
.container{max-width:var(--max-w);margin:0 auto;padding:0 24px}
.page-content{padding-top:calc(var(--header-h) + 32px);padding-bottom:64px;min-height:70vh}
.page-hero + .page-content{padding-top:30px}
.site-header,.hero,.page-content,.site-footer{position:relative;z-index:1}

/* ===== HEADER ===== */
.site-header{position:fixed;top:0;left:0;right:0;height:var(--header-h);background:rgba(255,253,248,.95);backdrop-filter:blur(9px);border-bottom:1px solid var(--c-border);z-index:2200;box-shadow:var(--shadow-sm)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:100%}
.site-logo{font-size:1.32rem;font-weight:800;color:var(--c-primary);display:flex;align-items:center;gap:10px}
.site-logo-text{
  background:linear-gradient(90deg,#4c3fd6,#ff8a00,#ffb400,#4c3fd6);
  background-size:240% 100%;
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
  animation:logoShift 7s linear infinite;
  text-shadow:0 1px 0 rgba(255,255,255,.7);
}
@keyframes logoShift{0%{background-position:0% 50%}100%{background-position:240% 50%}}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;position:relative;z-index:2210}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--c-primary);margin:5px 0;transition:var(--transition)}
.nav-toggle.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.is-open span:nth-child(2){opacity:0}
.nav-toggle.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.nav-backdrop{position:fixed;inset:0;background:rgba(7,19,23,.48);opacity:0;visibility:hidden;transition:opacity .28s ease;z-index:2090}
.nav-backdrop.visible{opacity:1;visibility:visible}
.main-nav ul{display:flex;gap:4px;align-items:center}
.main-nav a{padding:8px 14px;border-radius:var(--radius);font-size:.9rem;font-weight:500;color:var(--c-text);transition:all var(--transition);white-space:nowrap}
.main-nav a:hover,.main-nav a.active{background:var(--c-primary);color:var(--c-white)}
.main-nav-brand{display:none}
.main-nav-brand .site-logo{padding:0;display:inline-flex}
.nav-dropdown{position:relative}
.nav-dropdown-head{display:flex;align-items:center}
.nav-subtoggle{display:none}
.nav-dropdown-head>a::after{content:'';display:inline-block;width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:4px solid currentColor;margin-left:5px;vertical-align:middle}
.nav-dropdown:hover .nav-dropdown-head>a::after{transform:translateY(1px) rotate(180deg)}
.nav-dropdown-menu{position:absolute;top:100%;left:0;background:linear-gradient(180deg,#fffdf8 0%,#fff8eb 100%);border:1px solid var(--c-border);border-radius:14px;box-shadow:0 18px 28px rgba(33,20,106,.18);min-width:260px;padding:10px 8px;opacity:0;visibility:hidden;transform:translateY(10px) scale(.98);transform-origin:top left;transition:all .26s ease;z-index:100}
.nav-dropdown:hover .nav-dropdown-head>a{background:rgba(76,63,214,.14);color:var(--c-primary)}
.nav-dropdown:hover .nav-dropdown-menu{opacity:1;visibility:visible;transform:translateY(0) scale(1);animation:submenuFloat .22s ease-out}
.nav-dropdown-menu a{display:block;padding:11px 14px;border-radius:10px;font-size:.9rem;border:1px solid transparent}
.nav-dropdown-menu a:hover{background:linear-gradient(135deg,rgba(255,180,0,.2),rgba(255,138,0,.16));border-color:rgba(255,138,0,.34);transform:translateX(3px)}
@keyframes submenuFloat{
  from{opacity:0;transform:translateY(8px) scale(.98)}
  to{opacity:1;transform:translateY(0) scale(1)}
}

/* ===== HERO ===== */
.hero{background:linear-gradient(125deg, rgba(52,42,146,.96) 0%, rgba(76,63,214,.94) 48%, rgba(255,138,0,.88) 100%);color:var(--c-white);padding:86px 0 70px;text-align:center;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-38%;right:-10%;width:560px;height:560px;background:rgba(255,255,255,.08);border-radius:50%}
.hero::after{content:'';position:absolute;bottom:-42%;left:-6%;width:460px;height:460px;background:rgba(255,255,255,.06);border-radius:44% 56% 53% 47%}
.hero .container{position:relative;z-index:2}
.hero-layout{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:center}
.hero-copy{text-align:left}
.hero h1{color:var(--c-white);font-size:2.5rem;margin-bottom:16px}
.hero p{font-size:1.1rem;opacity:.9;max-width:640px;margin:0 0 26px}
.hero-copy p{
  background:rgba(20,14,64,.34);
  border:1px solid rgba(255,255,255,.28);
  border-radius:14px;
  padding:12px 14px;
  color:#fff7dc;
  text-shadow:0 1px 1px rgba(0,0,0,.2);
}
.hero-cta{display:inline-flex;gap:12px;flex-wrap:wrap;justify-content:flex-start}
.hero-visual{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(3px);border-radius:24px;padding:12px;box-shadow:var(--shadow-lg)}
.hero-visual img{border-radius:16px;width:100%;aspect-ratio:16/10;object-fit:cover}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 28px;border-radius:999px;font-size:.95rem;font-weight:700;cursor:pointer;border:2px solid transparent;transition:all var(--transition)}
.btn-primary{background:var(--c-accent);color:var(--c-primary);border-color:var(--c-accent)}
.btn-primary:hover{background:var(--c-accent-dark);border-color:var(--c-accent-dark);color:var(--c-white)}
.btn-outline{background:transparent;color:var(--c-white);border-color:rgba(255,255,255,.4)}
.btn-outline:hover{background:var(--c-white);color:var(--c-primary)}
.btn-secondary{background:var(--c-primary);color:var(--c-white);border-color:var(--c-primary)}
.btn-secondary:hover{background:var(--c-primary-light);border-color:var(--c-primary-light)}

/* ===== CARDS ===== */
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:24px;margin:32px 0}
.card{background:var(--c-card);border:1px solid var(--c-border);border-radius:var(--radius-lg);padding:28px;transition:all var(--transition);position:relative;overflow:hidden}
.card::after{content:'';position:absolute;right:-42px;bottom:-42px;width:120px;height:120px;border-radius:50%;background:rgba(216,154,44,.08)}
.card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}
.card-icon{width:48px;height:48px;background:linear-gradient(135deg,var(--c-primary),var(--c-primary-light));border-radius:var(--radius);display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:var(--c-white)}
.card-icon svg{width:24px;height:24px}
.card h3{margin-bottom:8px}
.card p{color:var(--c-text-light);font-size:.93rem;margin-bottom:16px}
.card-link{font-size:.9rem;font-weight:600;color:var(--c-primary-light);display:inline-flex;align-items:center;gap:4px}
.card-link:hover{color:var(--c-accent)}
.card-link::after{content:''}

/* ===== GUIDE LAYOUT (TOC + CONTENT) ===== */
.guide-layout{display:grid;grid-template-columns:260px 1fr;gap:40px;align-items:start}
.guide-toc{position:sticky;top:calc(var(--header-h) + 24px);background:var(--c-white);border:1px solid var(--c-border);border-radius:var(--radius-lg);padding:20px;max-height:calc(100vh - var(--header-h) - 48px);overflow-y:auto}
.guide-toc h4{font-size:.85rem;text-transform:uppercase;letter-spacing:.05em;color:var(--c-text-light);margin-bottom:12px}
.guide-toc ul{display:flex;flex-direction:column;gap:2px}
.guide-toc a{display:block;padding:8px 12px;border-radius:6px;font-size:.88rem;color:var(--c-text);border-left:3px solid transparent;transition:all var(--transition)}
.guide-toc a:hover{background:var(--c-bg);color:var(--c-primary)}
.guide-toc a.active{background:rgba(26,60,94,.06);color:var(--c-primary);border-left-color:var(--c-primary);font-weight:600}
.guide-content{min-width:0}
.guide-content section{margin-bottom:48px;scroll-margin-top:calc(var(--header-h) + 24px)}
.guide-content section h2{padding-bottom:12px;border-bottom:2px solid var(--c-border);margin-bottom:20px}

/* ===== SECTIONS ===== */
.section{padding:56px 0}
.section-alt{background:var(--c-white)}
.section-header{text-align:center;max-width:700px;margin:0 auto 40px}
.section-header p{color:var(--c-text-light);margin-top:8px}
.trust-strip{background:var(--c-white);border:1px solid var(--c-border);border-radius:18px;padding:20px 22px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:8px 0 18px}
.trust-item h3{font-size:1rem;margin-bottom:6px}
.trust-item p{font-size:.9rem;color:var(--c-text-light);margin:0}
.media-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.media-card{border:1px solid var(--c-border);border-radius:16px;background:var(--c-white);overflow:hidden}
.media-card img{width:100%;aspect-ratio:4/3;object-fit:cover}
.media-card .cap{padding:12px 14px;font-size:.9rem;color:var(--c-text-light)}

/* ===== TIMELINE ===== */
.timeline{position:relative;padding-left:40px;margin:32px 0}
.timeline::before{content:'';position:absolute;left:15px;top:0;bottom:0;width:3px;background:linear-gradient(to bottom,var(--c-primary),var(--c-accent));border-radius:2px}
.timeline-item{position:relative;margin-bottom:32px;padding:20px 24px;background:var(--c-white);border:1px solid var(--c-border);border-radius:var(--radius-lg);transition:all var(--transition)}
.timeline-item:hover{box-shadow:var(--shadow-sm)}
.timeline-item::before{content:'';position:absolute;left:-33px;top:24px;width:13px;height:13px;background:var(--c-primary);border:3px solid var(--c-white);border-radius:50%;box-shadow:0 0 0 2px var(--c-primary)}
.timeline-item .week-label{display:inline-block;background:var(--c-primary);color:var(--c-white);padding:3px 12px;border-radius:20px;font-size:.8rem;font-weight:600;margin-bottom:10px}
.timeline-item h3{margin-bottom:6px}
.timeline-item p{color:var(--c-text-light);font-size:.93rem;margin-bottom:0}

/* ===== ACCORDION ===== */
.accordion{margin:24px 0}
.accordion-item{border:1px solid var(--c-border);border-radius:var(--radius);margin-bottom:8px;overflow:hidden;background:var(--c-white)}
.accordion-trigger{width:100%;display:flex;align-items:center;justify-content:space-between;padding:16px 20px;background:none;border:none;cursor:pointer;font-size:.95rem;font-weight:600;color:var(--c-text);text-align:left;transition:background var(--transition)}
.accordion-trigger:hover{background:var(--c-bg)}
.accordion-trigger[aria-expanded="true"]{background:var(--c-bg)}
.accordion-icon{width:20px;height:20px;transition:transform var(--transition);flex-shrink:0}
.accordion-trigger[aria-expanded="true"] .accordion-icon{transform:rotate(180deg)}
.accordion-panel{padding:0 20px;max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease}
.accordion-panel[aria-hidden="false"]{padding:0 20px 20px;max-height:800px}
.accordion-panel p,.accordion-panel ul{font-size:.93rem;color:var(--c-text-light)}
.accordion-panel ul{padding-left:20px;list-style:disc}
.accordion-panel ul li{margin-bottom:6px}

/* ===== CHECKLIST ===== */
.checklist{margin:24px 0}
.checklist-group{margin-bottom:24px}
.checklist-group h3{font-size:1.05rem;margin-bottom:12px;display:flex;align-items:center;gap:8px}
.checklist-group h3 .count{font-size:.8rem;background:var(--c-bg);padding:2px 10px;border-radius:20px;color:var(--c-text-light)}
.checklist-item{display:flex;align-items:flex-start;gap:12px;padding:12px 16px;border:1px solid var(--c-border);border-radius:var(--radius);margin-bottom:6px;background:var(--c-white);transition:all var(--transition);cursor:default}
.checklist-item:hover{border-color:var(--c-border)}
.checklist-item.checked{background:rgba(34,197,94,.04);border-color:var(--c-success)}
.checklist-toggle{display:none}
.checklist-toggle[aria-pressed="true"]{background:var(--c-success);border-color:var(--c-success)}
.checklist-toggle[aria-pressed="true"]::after{content:'';position:absolute;left:7px;top:3px;width:6px;height:11px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.checklist-label{cursor:default;font-size:.93rem;flex:1}
.checklist-item.checked .checklist-label{text-decoration:line-through;color:var(--c-text-light)}
.checklist-progress,.checklist-stats,.checklist-reset{display:none}

/* ===== MINI PLANNER ===== */
.planner{background:var(--c-white);border:1px solid var(--c-border);border-radius:var(--radius-lg);padding:24px;margin:24px 0}
.planner-row{display:grid;grid-template-columns:140px 1fr 100px;gap:12px;align-items:center;padding:10px 0;border-bottom:1px solid var(--c-border)}
.planner-row:last-child{border-bottom:none}
.planner-row label{font-weight:600;font-size:.9rem}
.planner-row input,.planner-row select{padding:8px 12px;border:1px solid var(--c-border);border-radius:6px;font-size:.9rem;font-family:inherit}
.planner-row input:focus,.planner-row select:focus{outline:none;border-color:var(--c-primary-light);box-shadow:0 0 0 3px rgba(42,95,143,.1)}

/* ===== BUDGET TABLE ===== */
.budget-table{width:100%;border-collapse:collapse;margin:24px 0;background:var(--c-white);border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--c-border)}
.budget-table th,.budget-table td{padding:14px 18px;text-align:left;font-size:.93rem}
.budget-table thead{background:var(--c-primary);color:var(--c-white)}
.budget-table th{font-weight:600}
.budget-table tbody tr{border-bottom:1px solid var(--c-border);transition:background var(--transition)}
.budget-table tbody tr:hover{background:var(--c-bg)}
.budget-table tfoot{background:var(--c-bg);font-weight:700}

/* ===== TEMPLATE BLOCKS ===== */
.template-block{background:var(--c-white);border:1px solid var(--c-border);border-radius:var(--radius-lg);padding:24px;margin:20px 0;position:relative}
.template-block h4{margin-bottom:12px;display:flex;align-items:center;gap:8px}
.template-block .template-text{background:var(--c-bg);border-radius:var(--radius);padding:20px;font-size:.93rem;line-height:1.8;white-space:pre-line;color:var(--c-text)}
.template-copy{position:absolute;top:16px;right:16px;background:var(--c-primary);color:var(--c-white);border:none;padding:6px 14px;border-radius:6px;font-size:.82rem;cursor:pointer;transition:all var(--transition)}
.template-copy:hover{background:var(--c-accent)}
.template-copy.copied{background:var(--c-success)}

/* ===== CONTACT FORM ===== */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:18px 0}
.contact-info-block{display:flex;flex-direction:column;gap:20px}
.contact-info-item{display:flex;gap:14px;align-items:flex-start}
.contact-info-item .ci-icon{width:44px;height:44px;background:linear-gradient(135deg,var(--c-primary),var(--c-primary-light));border-radius:var(--radius);display:flex;align-items:center;justify-content:center;color:var(--c-white);flex-shrink:0}
.contact-info-item .ci-icon svg{width:20px;height:20px}
.contact-info-item h4{font-size:.95rem;margin-bottom:2px}
.contact-info-item p{font-size:.9rem;color:var(--c-text-light);margin-bottom:0}
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:.9rem;font-weight:600;margin-bottom:6px;color:var(--c-text)}
.form-group label .required{color:var(--c-error)}
.form-group input,.form-group textarea{width:100%;padding:12px 16px;border:1px solid var(--c-border);border-radius:var(--radius);font-size:.93rem;font-family:inherit;transition:all var(--transition);background:var(--c-white)}
.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--c-primary-light);box-shadow:0 0 0 3px rgba(42,95,143,.1)}
.form-group input::placeholder,.form-group textarea::placeholder{color:#8b86ad;opacity:1}
.form-group textarea{resize:vertical;min-height:120px}
.form-group.error input,.form-group.error textarea{border-color:var(--c-error)}
.form-group .error-msg{color:var(--c-error);font-size:.82rem;margin-top:4px;display:none}
.form-group.error .error-msg{display:block}
.form-consent{display:flex;gap:10px;align-items:flex-start;margin:16px 0}
.consent-toggle{border:1px solid var(--c-border);background:#fff;border-radius:999px;padding:7px 14px;font-size:.78rem;font-weight:700;cursor:pointer;white-space:nowrap;transition:all var(--transition)}
.consent-toggle.is-on{background:var(--c-success);border-color:var(--c-success);color:#fff}
.form-consent label{font-size:.85rem;color:var(--c-text-light)}
.hp-field{position:absolute;left:-9999px;opacity:0;height:0;width:0;overflow:hidden}
.contact-info-panel{background:var(--c-white);border:1px solid var(--c-border);border-radius:18px;padding:22px;margin:20px 0}
.contact-form-section{margin-top:24px}
.contact-form-card{max-width:860px;margin:0 auto;background:var(--c-white);border:1px solid var(--c-border);border-radius:20px;padding:28px;box-shadow:var(--shadow-sm)}
.form-submit-btn{width:100%;justify-content:center;min-height:48px;font-size:clamp(.95rem,2.8vw,1.02rem);padding:12px 18px}
.toast-stack{position:fixed;top:calc(var(--header-h) + 14px);right:14px;z-index:4000;display:flex;flex-direction:column;gap:10px;pointer-events:none}
.toast{min-width:260px;max-width:min(92vw,420px);background:#ffffff;border:1px solid var(--c-border);color:var(--c-text);box-shadow:var(--shadow-md);border-radius:14px;padding:12px 14px;font-size:.9rem;line-height:1.45;opacity:0;transform:translateY(-8px);transition:opacity .2s ease,transform .2s ease}
.toast.show{opacity:1;transform:translateY(0)}
.toast.success{border-left:4px solid var(--c-success)}
.toast.error{border-left:4px solid var(--c-error)}

/* ===== COOKIE BANNER ===== */
.cookie-banner{position:fixed;bottom:0;left:0;right:0;background:var(--c-white);border-top:1px solid var(--c-border);box-shadow:0 -4px 20px rgba(0,0,0,.1);z-index:9999;padding:20px 0;transform:translateY(100%);transition:transform .4s ease}
.cookie-banner.visible{transform:translateY(0)}
.cookie-banner .container{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.cookie-banner p{flex:1;font-size:.9rem;color:var(--c-text);margin:0;min-width:280px}
.cookie-banner p a{text-decoration:underline}
.cookie-btns{display:flex;gap:8px;flex-wrap:wrap}
.cookie-btn{padding:10px 20px;border-radius:var(--radius);font-size:.88rem;font-weight:600;cursor:pointer;border:1px solid var(--c-border);transition:all var(--transition);background:var(--c-white);color:var(--c-text)}
.cookie-btn:hover{border-color:var(--c-primary)}
.cookie-btn-accept{background:var(--c-primary);color:var(--c-white);border-color:var(--c-primary)}
.cookie-btn-accept:hover{background:var(--c-primary-light)}
.cookie-btn-reject{background:var(--c-white);color:var(--c-text)}
.cookie-settings-panel{display:none;background:var(--c-white);border-top:1px solid var(--c-border);padding:20px 0}
.cookie-settings-panel.visible{display:block}
.cookie-setting-row{display:flex;align-items:center;justify-content:space-between;padding:12px 0;border-bottom:1px solid var(--c-border)}
.cookie-setting-row:last-child{border-bottom:none}
.cookie-setting-row label{font-size:.9rem;font-weight:500}
.cookie-setting-row span{font-size:.82rem;color:var(--c-text-light)}
.cookie-toggle,.cookie-pill{border:1px solid var(--c-border);background:#fff;border-radius:999px;padding:7px 14px;font-size:.78rem;font-weight:700;cursor:pointer;transition:all var(--transition)}
.cookie-toggle.is-on{background:var(--c-primary);border-color:var(--c-primary);color:#fff}
.cookie-pill-locked{background:rgba(15,58,70,.08);border-color:rgba(15,58,70,.2);color:var(--c-primary);cursor:not-allowed}

/* ===== FOOTER ===== */
.site-footer{background:var(--c-primary);color:rgba(255,255,255,.93);padding:48px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px}
.footer-col h4{color:var(--c-white);font-size:1rem;margin-bottom:16px}
.footer-col p{font-size:.88rem;margin-bottom:8px;color:rgba(255,255,255,.9)}
.footer-col a{color:rgba(255,255,255,.86);font-size:.88rem;display:block;padding:3px 0;transition:color var(--transition)}
.footer-col a:hover{color:var(--c-accent)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.22);padding-top:20px;display:flex;justify-content:space-between;align-items:center;font-size:.82rem;flex-wrap:wrap;gap:12px;color:rgba(255,255,255,.9)}

/* ===== BREADCRUMB ===== */
.breadcrumb{padding:16px 0;font-size:.85rem;color:var(--c-text-light)}
.breadcrumb a{color:var(--c-text-light)}
.breadcrumb a:hover{color:var(--c-primary)}
.breadcrumb span{margin:0 6px;opacity:.5}

/* ===== PAGE HERO (inner pages) ===== */
.page-hero{background:linear-gradient(135deg,var(--c-primary) 0%,var(--c-primary-light) 100%);color:var(--c-white);padding:calc(var(--header-h) + 22px) 0 42px;text-align:center}
.page-hero h1{color:var(--c-white);font-size:2rem;margin-bottom:8px}
.page-hero p{opacity:.85;max-width:600px;margin:0 auto;font-size:1.05rem}

/* ===== RELATED CONTENT ===== */
.related-content{margin-top:48px;padding-top:32px;border-top:2px solid var(--c-border)}
.related-content h3{margin-bottom:16px}
.related-links{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px}
.related-link{display:flex;align-items:center;gap:10px;padding:14px 18px;background:linear-gradient(180deg,#ffffff 0%,#fffaf0 100%);border:1px solid var(--c-border);border-radius:var(--radius);transition:all var(--transition);font-size:.92rem;font-weight:700;color:#1f1a5a}
.related-link:hover{border-color:var(--c-primary-light);box-shadow:var(--shadow-sm);color:#2a1f88;background:#ffffff}
.related-link::before{content:''}
.table-wrap{
  display:block;
  width:100%;
  max-width:100%;
  overflow-x:auto;
  overflow-y:hidden;
  -webkit-overflow-scrolling:touch;
}
.table-wrap table{
  width:max-content;
  min-width:760px;
}
.table-wrap .budget-table{margin:0}

/* ===== INFO BOXES ===== */
.info-box{padding:18px 22px;border-radius:var(--radius);margin:20px 0;border-left:4px solid var(--c-primary);background:rgba(26,60,94,.04)}
.info-box.tip{border-left-color:var(--c-success);background:rgba(34,197,94,.04)}
.info-box.warning{border-left-color:var(--c-accent);background:rgba(232,168,56,.06)}
.info-box strong{display:block;margin-bottom:4px}
.info-box p{margin-bottom:0;font-size:.93rem}

/* ===== LEGAL PAGES ===== */
.legal-content{max-width:800px;margin:0 auto}
.legal-content h2{font-size:1.4rem;margin:32px 0 12px}
.legal-content h3{font-size:1.15rem;margin:24px 0 8px}
.legal-content p,.legal-content li{font-size:.93rem}
.legal-content ul{padding-left:24px;list-style:disc;margin-bottom:16px}
.legal-content ul li{margin-bottom:6px}

/* ===== SVG DIAGRAM ===== */
.diagram-container{margin:32px 0;text-align:center}
.diagram-container svg{max-width:100%;height:auto}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
  .guide-layout{grid-template-columns:1fr}
  .guide-toc{position:static;max-height:none}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  :root{--header-h:64px}
  body.nav-open{overflow:hidden}
  h1{font-size:1.75rem}
  h2{font-size:1.4rem}
  .hero{padding:56px 0 48px}
  .hero h1{font-size:2rem}
  .hero-layout{grid-template-columns:1fr}
  .hero-copy{text-align:center}
  .hero p{margin:0 auto 22px}
  .hero-cta{justify-content:center}
  .trust-strip{grid-template-columns:1fr}
  .media-grid{grid-template-columns:1fr 1fr}
  .nav-toggle{display:block}
  .main-nav{position:fixed;top:0;left:0;right:0;height:100dvh;width:100vw;background:linear-gradient(180deg,#fffdf8 0%,#fff7e6 100%);border-top:1px solid var(--c-border);box-shadow:var(--shadow-md);transform:translateY(-10px);opacity:0;visibility:hidden;transition:all .24s ease;padding:calc(var(--header-h) + 12px) 16px 26px;overflow-y:auto;z-index:2100}
  .main-nav.open{transform:translateY(0);opacity:1;visibility:visible}
  .main-nav-brand{display:block;background:linear-gradient(135deg,rgba(255,255,255,.96),rgba(255,246,215,.97));border:1px solid var(--c-border);border-radius:14px;padding:14px 14px 12px;margin:0 0 12px;box-shadow:var(--shadow-sm)}
  .main-nav ul{flex-direction:column;gap:6px;align-items:stretch}
  .main-nav a{display:block}
  .nav-dropdown{border:1px solid var(--c-border);border-radius:12px;background:rgba(255,255,255,.64)}
  .nav-dropdown-head{display:flex;align-items:center;gap:8px;padding:4px}
  .nav-dropdown-head>a{flex:1}
  .nav-dropdown-head>a::after{display:none}
  .nav-subtoggle{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border:1px solid var(--c-border);border-radius:10px;background:#fff;cursor:pointer;color:var(--c-primary)}
  .nav-subtoggle span{display:block;width:10px;height:10px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);transition:transform .22s ease}
  .nav-dropdown.open .nav-subtoggle span{transform:rotate(225deg) translate(-1px,-1px)}
  .nav-dropdown-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;display:none;min-width:auto;background:transparent;padding:2px 8px 10px 12px}
  .nav-dropdown.open .nav-dropdown-menu{display:block}
  .nav-dropdown-menu a{padding:10px 12px;font-size:.88rem}
  .nav-dropdown-menu a:hover{transform:none}
  .contact-grid{grid-template-columns:1fr}
  .contact-form-card{padding:20px}
  .form-submit-btn{min-height:50px}
  .toast-stack{top:74px;right:10px;left:10px}
  .toast{max-width:100%}
  .footer-grid{grid-template-columns:1fr}
  .card-grid{grid-template-columns:1fr}
  .planner-row{grid-template-columns:1fr;gap:6px}
  .cookie-banner .container{flex-direction:column;align-items:stretch}
  .cookie-btns{justify-content:stretch}
  .cookie-btn{flex:1;text-align:center}
  .page-hero{padding:calc(var(--header-h) + 16px) 0 28px}
}
@media(max-width:480px){
  .container{padding:0 16px}
  .hero h1{font-size:1.6rem}
  .media-grid{grid-template-columns:1fr}
  .section{padding:40px 0}
  .table-wrap table{min-width:640px}
}